Formal Contract
A Mudarabah contract is executed between the Bank and you.
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Your Vision,
Our Capital
Mudarabah Financing
Mudarabah is a partnership-based financing model in which Bank of Khartoum provides all the capital, while the client manages the business. Profits are shared according to a pre-agreed ratio. Any financial loss is borne by the Bank, except when it results from negligence, misconduct, or a breach of the agreed terms by the Mudarib.
Our Shariah-compliant Term Deposit is designed to help you earn higher returns over longer investment periods. Profits are generated from a common investment pool shared by depositors and shareholders.
Our Shariah-compliant Term Deposit is designed to help you earn higher returns over longer investment periods. Profits are generated from a common investment pool shared by depositors and shareholders.
Features
Bank Equity
Bank of Khartoum provides the capital required to support the business venture.
Management by Mudarib
You can manage the business independently within the agreed contractual terms.
Agreed Profit Sharing
Profit is divided as per the agreement. The bank may allow you a higher share for managing the business.
Loss Covered by the Bank
The Bank bears all kinds of financial losses unless caused by the Mudarib’s misconduct.
Benefits
Shariah-Compliant
Follows Islamic principles, making sure the investment is halal.
Profit Participation
Customers share in the profits generated by the business venture.
High Return Potential
The profit distribution is based on a pre-agreed ratio, providing a potential for higher returns.
Shared Business Risk
Both the bank and the customer share the risks associated with the business venture.
Capital & Expertise
The bank provides the necessary capital along with business expertise and support.
Flexible Terms
Mudarabah finance offers flexibility in terms of investment amounts and duration.
Interest-Free Financing
Unlike conventional loans, Mudarabah finance does not involve fixed interest rates.
Partnership Building
Mudarabah fosters a partnership between the bank and the customer.
